After signing up for the 7 day trial for $1.00 you can begin browsing homes in you area until you discover a home or a realtor that fits your compatability. Some properties may not be available and some homes will be a once in a lifetime opportunity. After you contact the owner or realtor you want to have the realtor write you up a lease option to purchase agreement. These terms vary between 2 years to 3 years which typically gives you enough time to help fix either you income requirements or repair your credit. We do have a couple good credit repair agencies to recommend to you and the average credit repair price is $100 which is small comparing to how much you can do with a high credit score like getting any credit card you want. Speaking of which we have some credit building credit cards available as well. These secured cards is what we recommend to pay groceries utilites and anything useful to help build up your credit history. After your rent term has passed you want to then make sure you homeloan is approved so you can finally kiss your landlord good-bye!
Going with a rent to own program will allow you to strenghten and remove negative items while paying your monthly rent obligation at the same time living and enjoying your future home. Nothing can be more convient than one of these lease option to purchase contracts.
No matter what kind of bankruptcy you have had, if it has been discharged or not, rent to own programs can and will accept your credit history. However most banks will still need to see your credit recovered and your bankruptcy discharged for at least 12 months.